Find a Certificate of Deposit rate & term option to fit your financial needs.

Certificate of Deposit Rates and IRA Specials

Looking for the best CD rates? Get our best rate on CDs available, visit your local branch for more details, or email us and one of our team members will contact you.

Not a CenterState Bank checking customer? Open a checking account today online

You pick the Certificate of Deposit term and earn a fixed rate of return

You can choose a term as short as 3 month or as long as 60 months. With a CD, you’ll always know exactly what interest rate you’ll receive during the term. And you can easily roll your CD over at the end of its term to keep your savings growing.  Interest is compounded and credited monthly and can be withdrawn monthly without penalty.

Reward your patience with a better bank CD interest rate

With a CD you commit the amount you want to save for a specified period of time and lock in your rate at account opening, but there are penalties for early withdrawal. CD’s may come with the benefit of higher interest rates than our traditional savings accounts.  CD’s may be used for Individual Retirement Accounts (IRAs).

A Certificate of Deposit offers peace of mind, at no extra charge

Like CenterState Bank savings accounts, CDs have the security of FDIC insurance. The base coverage amount is $250,000 for each depositor for all combined deposits in the same bank. However, if you have joint and individual accounts, you and your spouse may be eligible for additional coverage.

You decide what to do when your Certificate of Deposit matures

You have a grace period  to renew or close the account. We’ll send you a maturity notice before renewal. Please read it carefully. If we change the type, term or other features of your CD, we tell you about the change in the maturity notice.

Do you have a bank CD that is about to mature?

Please visit any of our branches or contact us to learn about the options that are available to you.

Search branch locations near you
Get in contact with us today